Frec
PaidLow-cost direct indexing for tax-aware market investing with automated tax-loss harvesting and personalized multi-index portfolios.
Tool Information
What is Frec?
Frec is a low-cost direct indexing platform that provides accessible tax-efficient market investing and related products. It delivers tax-aware market returns through strategies like automated tax-loss harvesting and personalized multi-index portfolios without requiring a wealth advisor.
Core Features
Classic Direct Indexing
Invest in the market while aiming to minimize capital gains and potentially save on taxes, with fees as low as 0.09% and zero additional effort required.
Long Short Direct Indexing
Enhance direct indexing returns through long-short strategies previously available only via hedge funds with high minimums.
Tax-loss Harvesting
Automate tax-loss harvesting to unlock potential tax savings while participating in the market.
Frec Diversify
Transition concentrated stocks into a diversified index over time with minimal tax impact.
Multi-Index Portfolio Management
Set up and maintain portfolio allocations across multiple indices to keep accounts balanced according to an investment plan.
Existing Stock Utilization
Transfer stocks from a brokerage to fund a direct index or enable auto-conversion that sells them tax-efficiently and reinvests proceeds.
Tax Savings Tracking
Track tax savings over time and see the potential portfolio value if savings are reinvested.
Treasury Cash Product
Earn high interest on cash holdings via Treasury.
Asset Custody and Security
Funds held in the customer's name at third-party Apex Clearing; platform is SEC registered, acts as a fiduciary, and assets are insured with SIPC membership.
Use Cases
- #1
Tax-efficient index investing
Participate in market returns via direct indexing while harvesting tax losses to keep more capital compared with traditional ETFs or mutual funds.
- #2
Tax-aware diversification of concentrated holdings
Convert concentrated stock positions into a diversified index portfolio over time with reduced tax impact.
- #3
Advisor-free sophisticated investing
Access strategies historically limited to high-net-worth clients or hedge funds without hiring a wealth advisor or paying high fees.
- #4
Cash management with Treasury
Earn high interest on uninvested cash through Treasury products alongside equity strategies.
Pricing Plans
Classic direct indexing fees as low as 0.09%. Additional products such as long-short direct indexing and other services are available; full fee schedule not detailed on the home page.
Alternatives
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Frec Contact & Social Media
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