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Pluggy.ai

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Open Finance infrastructure API for connecting Brazilian bank data and initiating payments across 130+ financial institutions.

Website:https://pluggy.ai/
Added on:Jul 13, 2026
Monthly Visitors:
350.9K
Social & Email:
Open FinanceBanking APIPix PaymentsBrazilian BanksFinancial DataERP Integration
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Pluggy.ai
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Tool Information

What is Pluggy.ai?

Pluggy.ai is an Open Finance infrastructure API that gives software systems a single stable connection to read financial data from Brazilian banks and move money via payments. It combines Open Finance with direct access so developers can retrieve balances, statements, cards, investments, and identity data while also charging and managing cash flows, all through one consistent interface covering more than 130 financial institutions.

Core Features

  • Data Connectors

    Read balances, statements, cards, and investments from any bank in a standardized JSON schema, with Open Finance plus direct access and webhooks instead of polling.

  • Payments

    Charge via Pix, automate recurring payments, and manage cash with instant D+0 settlement as a Banco Central-regulated ITP, without boleto or MDR.

  • Unified multi-institution API

    One API covering more than 130 Brazilian financial institutions that delivers accounts, balances, statements, investments, and identity data in the same format regardless of source bank.

  • Stable and evolutive API

    Absorbs changes in the financial system so the developer contract with Pluggy remains the same.

  • Sandbox quickstart

    Go from sandbox to first request in 5 minutes with no commercial meeting, credit card, or waiting required.

  • Security and privacy controls

    Encrypted connections that follow high market standards; access credentials are never shared with third parties.

Use Cases

  • #1

    Management Systems / ERP

    Embed bank data connectivity and reconciliation into ERP and management platforms.

  • #2

    Financial Management

    Power financial management experiences that read user bank data and initiate payments inside the product interface.

  • #3

    Investments

    Access investment account data across institutions for investment-related software.

  • #4

    Apps, Fintechs and Accounting Systems

    Connect apps, fintechs, and accounting systems to Brazilian banks through one integration.

Best for:AppsERPsFintechsAccounting systemsDevelopersPlatforms

Pricing Plans

Homepage offers free sandbox testing and a free trial CTA, plus a Plans and Prices section; no concrete pricing tiers or fees are stated on the page.

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Frequently Asked Questions

What is Pluggy.ai?
Pluggy.ai is an Open Finance infrastructure API that lets software systems connect to Brazilian bank data and initiate payments across more than 130 financial institutions through one stable interface.
What can I do with the Pluggy API?
You can read balances, statements, cards, investments, and identity data in a standardized JSON format, charge via Pix, automate recurring payments, and manage cash with instant D+0 settlement, all without boleto or MDR.
How many Brazilian financial institutions does Pluggy support?
Pluggy covers more than 130 Brazilian financial institutions, including major banks such as Itaú Unibanco, Nubank, Bradesco, Santander, Inter, and Caixa Econômica, delivering data in the same format regardless of the source.
Is there a free way to try Pluggy?
Yes. You can go from sandbox to your first request in 5 minutes with no commercial meeting, credit card, or waiting required. The homepage also offers free sandbox testing and a free trial CTA.
Who is Pluggy designed for?
Pluggy is built for apps, ERPs, fintechs, accounting systems, developers, and platforms that need to embed bank connectivity, reconciliation, financial management, or investment data access.
How does Pluggy handle security and privacy?
Connections are encrypted following high market standards, and access credentials are never shared with third parties.
Is detailed pricing published?
No concrete pricing tiers or fees are stated on the homepage. There is a Plans and Prices section along with free sandbox and trial options; full details are not clearly published by the official source.

Pluggy.ai Contact & Social Media

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Tool Information

Pricing ModelUnknown
CategoryBusiness Tools
Tags
Open FinanceBanking APIPix PaymentsBrazilian BanksFinancial DataERP Integration
LanguageEnglish
Last UpdatedJul 16, 2026
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